Do not sell or share my personal information

Effective Date: 5.7.2026
Last Updated: 5.7.2026
Platform Name: ToQuotes.com
Jurisdiction: International (compliant with US, EU, Australia, Brazil, Canada, UK, and other major jurisdictions)

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1. YOUR PRIVACY RIGHTS UNDER CALIFORNIA LAW

If you are a **California resident**, the **California Consumer Privacy Act (CCPA)** , as amended by the **California Privacy Rights Act (CPRA)** , gives you the right to:

– **Know** what personal information we collect, use, disclose, and retain.
– **Delete** your personal information (subject to exceptions).
– **Correct** inaccurate personal information.
– **Opt out of the “sale” or “sharing”** of your personal information for cross-context behavioral advertising.
– **Limit the use of sensitive personal information** (we do not collect sensitive personal information as defined by CPRA).
– **Non-discrimination** – exercising your rights will not affect the price or quality of our services.

This page is dedicated to helping you exercise your **right to opt out of the sale or sharing of your personal information**.

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2. WHAT DOES “SELL” AND “SHARE” MEAN UNDER CCPA/CPRA?

Under the CPRA:

– *”Sell”* means disclosing personal information to a third party for **monetary or other valuable consideration**. This includes exchanging data for advertising revenue, even if no direct money changes hands.

– *”Share”* means disclosing personal information to a third party for **cross-context behavioral advertising** (also known as interest-based or personalized advertising). This includes sharing cookie IDs, IP addresses, and browsing activity with ad networks like Google AdSense, AdThrive, and others to show you relevant ads across different websites.

2.1 Does ToQuotes.com Sell Your Personal Information?

**No. ToQuotes.com does NOT sell your personal information for money.**
We do not:
– Sell your name, email address, or any account data to data brokers.
– Sell your Favorites, reading history, or social login information.
– Rent or trade your personal information to any third party.

2.2 Does ToQuotes.com Share Your Personal Information for Cross-Context Behavioral Advertising?

**Yes, potentially.**
Like millions of other websites that rely on free, ad-supported business models, ToQuotes.com allows **third-party advertising networks** (Google AdSense, AdThrive, Media.net, and others) to place cookies and similar tracking technologies on your browser. These networks may collect your:

– IP address (truncated in some cases)
– Cookie ID
– Browser and device information
– Browsing activity on ToQuotes.com (which pages you visit)

They use this information to **build a profile of your interests** based on your activity across different websites you visit. This allows them to show you advertisements that are more relevant to you. **This practice is called “cross-context behavioral advertising” or “interest-based advertising,” and under the CPRA, it is defined as “sharing” personal information.**

> **Important clarification:** We do **not** share your name, email address, or Favorites with any ad network. The information “shared” is limited to online identifiers and browsing behavior collected via cookies.

Because this practice falls under the CPRA’s definition of **”sharing,”** California residents have the **right to opt out** of this sharing. This page provides that opt-out.

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3. HOW TO OPT OUT OF THE “SALE” OR “SHARING” OF YOUR PERSONAL INFORMATION

You have multiple ways to exercise your opt-out right. Choose the method that works best for you.

3.1 One-Click Opt-Out via Our Cookie Preferences Tool (Recommended)

The easiest and most effective way to opt out is to adjust your **cookie preferences** on ToQuotes.com.

**Click the link below to open the cookie consent manager and disable “Targeting/Advertising Cookies”:**

**[Cookie Preferences] (link opens in a modal or new page)** – Alternatively, you can find the “Cookie Preferences” link in the website footer.

Once opened:
– **Reject** or **disable** the category labeled **”Targeting/Advertising Cookies”** (sometimes called “Personalized Ads” or “Marketing Cookies”).
– **Save your preferences.**

After you do this, third-party ad networks will not place advertising cookies on your browser when you visit ToQuotes.com. You will still see advertisements, but they will be **non-personalized** (contextual only, based on the content of the page you are viewing, not your browsing history).

**Note:** This opt-out is **browser-specific**. If you use multiple browsers (e.g., Chrome on your laptop, Safari on your iPhone), you must opt out on each browser separately. The opt-out is stored in a cookie on your device. If you clear your cookies, you will need to opt out again.

3.2 Global Privacy Control (GPC) – Automatic Opt-Out

**Global Privacy Control (GPC)** is a technical standard that allows your browser to automatically signal to every website you visit that you want to opt out of the sale or sharing of your personal information.

**How to enable GPC:**

If you enable GPC, ToQuotes.com will **automatically detect the signal** and treat it as a legally binding opt-out request. You will not need to click any additional buttons on our Site.

3.3 Opt-Out via Browser Extensions (DAA / NAI / EDAA)

You can also opt out of cross-context behavioral advertising across **all participating ad networks** by installing industry opt-out tools:

– **United States:** [Digital Advertising Alliance (DAA) Opt-Out](https://optout.aboutads.info) – This places an opt-out cookie on your browser that stops most major ad networks from personalizing ads.
– **Canada:** [YourAdChoices Canada](https://youradchoices.ca)
– **Europe/UK:** [Your Online Choices (EDAA)](https://www.youronlinechoices.eu)
– **Global (Network Advertising Initiative):** [NAI Opt-Out](https://optout.networkadvertising.org)

**Limitation:** These tools also rely on cookies. If you clear your cookies, you must opt out again.

3.4 Opt-Out Directly with Google (AdSense / DoubleClick)

You can opt out of Google’s personalized advertising specifically by visiting:

**[Google Ad Settings](https://adssettings.google.com)**

Toggle **”Ad Personalization”** to OFF. This will stop Google from using your data to personalize ads on ToQuotes.com and other websites.

3.5 Mobile Device Opt-Out (iOS & Android)

If you use ToQuotes.com on a mobile device (browser or PWA), you can limit ad tracking at the operating system level:

– **iOS (iPhone/iPad):**
Settings → Privacy & Security → Tracking → **”Ask Apps Not to Track”** (toggle ON).
Also: Settings → Privacy & Security → Apple Advertising → **”Personalized Ads”** (OFF).

– **Android:**
Settings → Google → Ads → **”Opt out of Ads Personalization”** (toggle ON).
You can also **”Reset advertising ID”** to erase your previous profile.

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4. VERIFICATION PROCESS FOR OPT-OUT REQUESTS

Because opt-out requests via cookie preferences or GPC do not require you to identify yourself (they are based on browser signals), we do **not** require verification for those methods.

However, if you wish to submit a **verifiable consumer request** to opt out via email (e.g., because you want to ensure opt-out applies to all devices linked to your account), please send an email to **privacy@toquotes.com** with the subject line: **”CCPA Opt-Out Request”** and include:

– Your full name.
– The email address associated with your ToQuotes.com account (if you have one).
– A statement that you are a California resident requesting to opt out of the sale/sharing of your personal information.

We will verify your request by sending a confirmation email to that address. Once verified, we will:
– Mark your account as “opt-out” in our systems.
– Disable any sharing of your personal information (including cookie-based sharing) going forward.
– Confirm in writing within 15 business days (or as required by CPRA).

**Note:** Even after you opt out, we may still process your data for purposes that are **not** considered “selling” or “sharing,” such as:
– Providing the service (e.g., keeping you logged in, saving Favorites).
– Security and fraud prevention.
– Internal analytics (aggregated, non-personalized).

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5. AUTHORIZED AGENTS

You may designate an **authorized agent** to submit an opt-out request on your behalf. The agent must provide:

1. **Written permission** signed by you (the California resident) authorizing the agent to act on your behalf.
2. **Proof of your identity** (e.g., a copy of your California driver’s license or state ID with only name and address visible; redact driver’s license number).
3. **Proof of the agent’s identity** (e.g., business letterhead or government-issued ID).

The authorized agent may submit the request to **privacy@toquotes.com** with the subject line **”Authorized Agent Opt-Out Request.”**

We reserve the right to contact you directly to verify the agent’s authority.

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6. HOW WE RESPOND TO OPT-OUT REQUESTS

– **Cookie preference tool / GPC:** Immediate (real-time) – the next page load will respect your choice.
– **Email requests:** Within **15 business days** (CCPA/CPRA allows 15 days for opt-outs, shorter than the 45 days for access/delete requests).
– **If we deny your request:** We will provide an explanation and instructions for appealing (if applicable under your state law).

We do not charge any fee for processing opt-out requests.

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7. “DO NOT SELL OR SHARE” FOR OTHER US STATES

Residents of the following states have similar opt-out rights under their respective privacy laws. While the terminology may differ (“sale” only, or “sale and targeted advertising”), ToQuotes.com provides the same opt-out mechanism described above:

– **Virginia (VCDPA):** Right to opt out of “targeted advertising” and “sale” of personal data.
– **Colorado (CPA):** Right to opt out of “targeted advertising” and “sale.”
– **Connecticut (CTDPA):** Right to opt out of “targeted advertising” and “sale.”
– **Utah (UCPA):** Right to opt out of “sale” (no targeted advertising opt-out).
– **Oregon, Texas, Montana, and others with future effective dates:** We will update this page accordingly.

If you are a resident of any of these states, please follow the same instructions in Section 3 above to opt out.

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8. WHAT HAPPENS AFTER YOU OPT OUT?

After you successfully opt out:

– **Third-party ad networks will not place advertising cookies** on your browser when you visit ToQuotes.com.
– You will still see advertisements, but they will be **non-personalized** (contextual ads based solely on the content of the page you are viewing).
– You may still see ads from our **first-party** (directly sold) advertising, which does not involve third-party sharing.
– Your Favorites, account data, and email subscriptions are **unaffected** by the opt-out.

**Important:** Opting out does **not** mean you will see fewer ads. It only means the ads you see will not be based on your browsing history across different websites.

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9. DO WE DISCRIMINATE AGAINST USERS WHO OPT OUT?

**No.** The CCPA/CPRA explicitly prohibits businesses from discriminating against consumers who exercise their privacy rights. We will not:

– Deny you goods or services.
– Charge you different prices or rates.
– Provide a different level or quality of service.
– Suggest that you will receive a different price or service level.

All users, regardless of opt-out status, have full access to all features of ToQuotes.com (reading quotes, sharing, downloading images, saving Favorites, email newsletters, PWA installation).

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10. CHILDREN UNDER 16

ToQuotes.com does **not** knowingly collect personal information from children under 13 (or under 16 in California without affirmative authorization). Under the CPRA, businesses must obtain **explicit opt-in** (not opt-out) from users aged 13–15 before selling or sharing their information. Since we do not sell information and do not knowingly have users in this age range, this provision does not apply.

If you are a parent or guardian and believe your child under 13 has provided us with personal information, please contact **privacy@toquotes.com** and we will delete it.

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11. CHANGES TO THIS OPT-OUT PAGE

We may update this page from time to time to reflect changes in advertising partners, legal requirements, or industry standards. Material changes will be notified via a banner on the website or by email to registered users. The “Last Updated” date at the top of this page will change accordingly.

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12. CONTACT INFORMATION FOR OPT-OUT REQUESTS

For any questions about this opt-out process, or to submit a request via email (if you cannot use the cookie preference tool or GPC):

**Email:** privacy@toquotes.com
**Subject Line:** CCPA Opt-Out Request (or “Do Not Sell or Share My Info”)

ToQuotes.com – Privacy Department

**For standard cookie preference changes without an account:** Use the **”Cookie Preferences”** link in the website footer.

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13. REGULATORY AND LEGAL REFERENCES

For more information about your privacy rights, you may consult:

– **California Privacy Protection Agency (CPPA):** [https://cppa.ca.gov](https://cppa.ca.gov)
– **CCPA/CPRA Text (California Legislative Information):** [https://leginfo.legislature.ca.gov](https://leginfo.legislature.ca.gov)
– **Global Privacy Control (GPC):** [https://globalprivacycontrol.org](https://globalprivacycontrol.org)
– **Digital Advertising Alliance (DAA) Principles:** [https://digitaladvertisingalliance.org](https://digitaladvertisingalliance.org)

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By using this page or the Cookie Preferences tool, you confirm that you understand your right to opt out of the sharing of your personal information for cross-context behavioral advertising under California and other applicable US state laws.

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