Cookie Policy for toquotes.com
Effective Date: 5.7.2026
Last Updated: 5.7.2026
Platform Name: ToQuotes.com
Jurisdiction: International (compliant with US, EU, Australia, Brazil, Canada, UK, and other major jurisdictions)
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1. WHAT ARE COOKIES?
Cookies are small text files that are placed on your device (computer, smartphone, tablet) when you visit a website. They are widely used to make websites work more efficiently, enhance user experience, and provide information to the website owners.
Cookies can be:
– **First-party cookies:** Set directly by ToQuotes.com.
– **Third-party cookies:** Set by domains other than ToQuotes.com (e.g., Google, AdThrive, Facebook). These are used for advertising, analytics, and social media integration.
Cookies can also be:
– **Session cookies:** Temporary and deleted when you close your browser.
– **Persistent cookies:** Remain on your device for a fixed period or until you manually delete them.
This Cookie Policy explains what cookies we use, why we use them, and how you can control them.
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2. DO WE USE OTHER TRACKING TECHNOLOGIES?
In addition to cookies, we and our third-party partners may use:
– **Web beacons (pixel tags):** Tiny transparent images embedded in web pages or emails that help us understand user behavior (e.g., whether an email was opened).
– **Local storage / IndexedDB:** Used by our **Progressive Web App (PWA)** to cache quotes for offline reading. This data stays on your device and is not automatically transmitted to us.
– **Device fingerprints:** Combination of browser attributes (e.g., screen resolution, installed fonts, timezone) used for security and fraud prevention (not for advertising targeting in our case).
For simplicity, all references to “cookies” in this policy also include these similar technologies unless otherwise specified.
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3. TYPES OF COOKIES WE USE
We classify cookies into three categories:
1. **Strictly Necessary (Essential) Cookies** – Required for the Platform to function.
2. **Performance/Analytics Cookies** – Help us understand how visitors use ToQuotes.com.
3. **Targeting/Advertising Cookies** – Used by third-party ad networks to deliver relevant ads.
**Important:**
> Strictly Necessary cookies do **not** require your consent under the GDPR/ePrivacy Directive. All other cookies require your **explicit, informed consent** before we place them on your device.
You will see a **cookie consent banner** on your first visit (and every 12 months thereafter, or after you clear your cookies) where you can accept all, reject non-essential, or customize your preferences.
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4. DETAILED COOKIE TABLE
Below is the complete list of cookies used on ToQuotes.com, including name, purpose, duration, and type.
4.1 Strictly Necessary (Essential) Cookies – No Consent Required
| **Cookie Name** | **Provider** | **Purpose** | **Duration** |
|—————————-|——————-|—————————————————————————–|—————-|
| `toquotes_session` | ToQuotes.com | Maintains your logged-in session (if registered). | Session |
| `csrf_token` | ToQuotes.com | Protects against Cross-Site Request Forgery attacks. | Session |
| `cookie_consent_preferences` | ToQuotes.com | Stores your cookie consent choices (e.g., which categories you accepted). | 12 months |
| `pwa_install_prompt_closed` | ToQuotes.com | Remembers that you closed the PWA install prompt so it doesn’t reappear. | 30 days |
| `favorites_temp` (guest) | ToQuotes.com | Temporarily stores favorites for non-registered users (not persistent). | Session |
If you disable these cookies, the Platform will not work correctly (e.g., you cannot stay logged in or save cookie preferences).
4.2 Performance / Analytics Cookies – Require Consent
| **Cookie Name** | **Provider** | **Purpose** | **Duration** |
|———————————-|—————————|—————————————————————————–|—————-|
| `_ga` | Google Analytics | Distinguishes unique users. | 2 years |
| `_ga_<container-id>` | Google Analytics | Persists session state. | 2 years |
| `_gid` | Google Analytics | Distinguishes users (24-hour window). | 24 hours |
| `_gat_UA-*` | Google Analytics | Throttles request rate. | 1 minute |
| `AMP_TOKEN` | Google Analytics | Contains a token for AMP client ID retrieval. | 30 seconds to 1 year |
| `ajs_anonymous_id` | AdThrive (if used) | Anonymous analytics for ad performance. | 6 months |
**Purpose explained:** These cookies help us count visitors, see how users move through the Site, and measure which pages are most popular. This allows us to improve ToQuotes.com. All data is aggregated and anonymized where possible.
**Opt-out:** You can install the [Google Analytics Opt-out Browser Add-on](https://tools.google.com/dlpage/gaoptout). Alternatively, reject analytics cookies in our cookie banner.
4.3 Targeting / Advertising Cookies – Require Consent
These cookies are set by **third-party ad networks** (Google AdSense, AdThrive, Media.net, etc.) to deliver advertisements relevant to you, limit the number of times you see an ad, and measure ad performance.
| **Cookie Name** | **Provider** | **Purpose** | **Duration** |
|———————————-|—————————|—————————————————————————–|—————-|
| `__Secure-3PSID` / `__Secure-3PAPISID` | Google (AdSense/DoubleClick) | Targeted advertising, retargeting, conversion tracking. | 2 years |
| `__Secure-3PSIDCC` | Google | Security and ad personalization. | 1 year |
| `NID` | Google | Remembers your preferences (e.g., language, ad settings). | 6 months |
| `IDE` | Google DoubleClick | Used for remarketing across Google services. | 1 year |
| `_gcl_au` | Google AdSense | Conversion tracking (Google Ads). | 90 days |
| `uu` / `cu` / `sessionDepth` | AdThrive | Ad delivery frequency and performance. | 30–90 days |
| `fr` | Facebook (Meta) (if used) | Ad targeting and measurement (when you share or use Facebook Login). | 90 days |
| `_pin_unauth` | Pinterest (if used) | Ad conversion tracking and personalization. | 1 year |
| `__io_cid` | Media.net / other | Ad bidding and relevance. | 1 year |
**Purpose explained:** These cookies allow ad networks to build a profile of your interests based on your browsing history across different websites (including ToQuotes.com). This enables them to show you ads that are more likely to be relevant to you (“interest-based advertising” or “personalized ads”).
**Important:**
– We do **not** sell or share your email, name, or Favorites with these ad networks. They receive only your IP address, cookie ID, and the fact that you visited ToQuotes.com.
– You have the **right to opt out** of these cookies entirely (see Section 6 below).
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5. THIRD-PARTY COOKIE PROVIDERS (DETAILED)
The following third parties may place cookies on your device when you use ToQuotes.com:
| **Third Party** | **Purpose** | **Privacy Policy / Opt-Out** |
|———————–|————————————————–|———————————————————————————————-|
| Google (AdSense, Analytics, DoubleClick) | Advertising, analytics, conversion tracking | [Google Privacy Policy](https://policies.google.com/privacy)<br>[Ad Personalization Opt-out](https://adssettings.google.com) |
| AdThrive | Programmatic advertising, ad performance | [AdThrive Privacy Policy](https://adthrive.com/privacy-policy) |
| Media.net | Contextual and behavioral ads | [Media.net Privacy Policy](https://www.media.net/privacy-policy) |
| Facebook (Meta) | Social Login, sharing, possible ad retargeting | [Facebook Privacy Policy](https://www.facebook.com/privacy/policy) |
| Pinterest | Social Login, sharing, ad conversion | [Pinterest Privacy Policy](https://policy.pinterest.com/privacy-policy) |
| Mailchimp / SendGrid | Email newsletter delivery (opens/clicks tracking) | [Mailchimp Privacy](https://mailchimp.com/legal/privacy) |
We do not control the duration or content of cookies set by these third parties. For more information, please review their respective privacy policies.
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6. YOUR CHOICES AND HOW TO CONTROL COOKIES
You have multiple ways to control cookies on ToQuotes.com.
6.1 Cookie Consent Banner (For GDPR/ePrivacy / LGPD / CCPA)
When you first visit ToQuotes.com, you will see a **cookie consent banner** that allows you to:
– **Accept all cookies** (essential, analytics, advertising).
– **Reject all non-essential cookies** (only essential cookies will be placed).
– **Customize preferences** (choose which categories: analytics only, advertising only, both, or none).
Your choice is stored for 12 months. You can change your preferences at any time by clicking the **”Cookie Preferences”** link in the website footer.
6.2 Browser Settings (Global Opt-Out)
Most web browsers allow you to control cookies through their settings. You can:
– **Block all cookies** (including essential – may break the Site).
– **Block third-party cookies** (allows essential first-party cookies but blocks advertising and analytics from Google, AdThrive, etc.).
– **Delete existing cookies** (clears your saved preferences, including login).
– **Enable “Do Not Track” (DNT)** – we honor DNT signals by disabling cross-site tracking for advertising.
**Instructions for major browsers:**
– **Google Chrome:** Settings → Privacy and Security → Cookies and other site data → Block third-party cookies (or “Clear data on exit”).
– **Mozilla Firefox:** Options → Privacy & Security → Enhanced Tracking Protection (Standard or Strict).
– **Apple Safari:** Preferences → Privacy → Block all cookies / Prevent cross-site tracking.
– **Microsoft Edge:** Settings → Cookies and site permissions → Manage and delete cookies.
– **Opera:** Settings → Privacy & security → Cookies.
6.3 Industry-Wide Opt-Out Tools (For Interest-Based Advertising)
These tools allow you to opt out of **all participating ad networks** with one click (persistent opt-out cookie).
| **Region** | **Tool / Link** |
|——————|————————————————————————————|
| **United States** | [YourAdChoices (DAA)](https://optout.aboutads.info) – opt out of cross-site advertising |
| **Canada** | [YourAdChoices Canada](https://youradchoices.ca) |
| **Europe (EU/UK)**| [Your Online Choices (EDAA)](https://www.youronlinechoices.eu) |
| **Global (NAI)** | [Network Advertising Initiative Opt-Out](https://optout.networkadvertising.org) |
| **Google only** | [Google Ad Settings](https://adssettings.google.com) – turn off “Ad Personalization” |
**Note:** These tools place an opt-out cookie on your browser. If you clear your cookies, you will need to opt out again.
6.4 Global Privacy Control (GPC)
If your browser supports **Global Privacy Control** (e.g., Brave, Firefox with extension, or Edge with GPC enabled), ToQuotes.com will automatically detect the GPC signal and treat it as a request to:
– Disable all non-essential cookies (analytics and advertising).
– Opt out of any “sale” or “sharing” of personal information under CCPA/CPRA.
Learn more at [https://globalprivacycontrol.org](https://globalprivacycontrol.org).
6.5 Mobile Device Advertising IDs (iOS & Android)
On mobile devices, you can reset or limit ad tracking:
– **iOS (Apple):** Settings → Privacy → Advertising → Limit Ad Tracking (or “Ask App Not to Track”).
– **Android:** Settings → Google → Ads → Opt out of Ads Personalization (or “Delete advertising ID”).
This will not stop ads entirely but will prevent third-party ad networks from using your device’s advertising ID for personalization.
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7. COOKIES AND THE PROGRESSIVE WEB APP (PWA)
When you install ToQuotes.com as a **PWA** on your home screen or desktop:
– The PWA may store data locally using **localStorage** or **IndexedDB** (not cookies) to enable offline reading of cached quotes.
– This local data is **not** automatically shared with us or any third party.
– Uninstalling the PWA removes all locally stored data.
Cookies placed by the website version of ToQuotes.com are **not** automatically shared with the PWA unless you log in via the same browser profile.
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8. EMAIL NEWSLETTER AND WEB BEACONS
Our weekly email newsletter (“Quote of the Week”) may contain **web beacons (tracking pixels)** provided by our email service provider (e.g., Mailchimp). These beacons tell us:
– Whether you opened the email.
– Whether you clicked any links inside the email.
– Your device type and approximate location (city/country level, based on IP address).
**Why we use them:** To measure the effectiveness of our newsletter (e.g., open rates, click-through rates) and improve content.
**Your control:** You cannot disable beacons inside the email, but you can **unsubscribe** at any time by clicking the unsubscribe link at the bottom of every email. After unsubscribing, we will stop sending you emails (and thus no further beacons will be used).
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9. CONSEQUENCES OF DISABLING COOKIES
– **If you disable all cookies (including essential):** You will not be able to log in, save Favorites, or use most features. The Site may not function properly.
– **If you disable analytics cookies only:** The Site will work perfectly, but we will not be able to collect anonymous usage statistics to improve ToQuotes.com.
– **If you disable advertising cookies only:** You will still see the same number of ads, but they will be **non-personalized** (based only on the page you are viewing, not your browsing history). This does not reduce the number of ads.
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10. CHILDREN AND COOKIES
ToQuotes.com does not knowingly place tracking cookies on devices of children under 13 (US) or under 16 (EU without parental consent). Our cookie consent banner is presented to all users, but we rely on users to accurately represent their age. If you are a parent and believe your child has consented to non-essential cookies without your permission, please contact us at **privacy@toquotes.com** and we will delete any associated data.
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11. CHANGES TO THIS COOKIE POLICY
We may update this Cookie Policy from time to time to reflect changes in technology, legal requirements, or our advertising partners. Material changes will be notified via:
– A banner on the website.
– An email to registered users (if applicable).
The “Last Updated” date at the top of this page will change accordingly. Your continued use of ToQuotes.com after changes constitutes acceptance of the revised Cookie Policy.
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12. COMPLAINTS AND SUPERVISORY AUTHORITIES
If you believe we have not respected your cookie choices, please contact us at **privacy@toquotes.com**. If you are not satisfied, you may lodge a complaint with:
– **EU/UK:** Your local Data Protection Authority (see [EDPB members](https://edpb.europa.eu/about-edpb/about-edpb/members_en))
– **California (USA):** California Attorney General – [https://oag.ca.gov/privacy](https://oag.ca.gov/privacy)
– **Australia:** OAIC – [https://oaic.gov.au](https://oaic.gov.au)
– **Brazil:** ANPD – [https://www.gov.br/anpd](https://www.gov.br/anpd)
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13. CONTACT INFORMATION FOR COOKIE-RELATED REQUESTS
For any questions about this Cookie Policy, to change your cookie preferences, or to request a list of cookies set on your device:
Email: privacy@toquotes.com (Subject: Cookie Policy)
ToQuotes.com
To change your cookie preferences immediately: Click the *”Cookie Preferences”* link in the footer of any page on ToQuotes.com.
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By continuing to use ToQuotes.com after accepting or rejecting non-essential cookies via our banner, you acknowledge that you have read and understood this Cookie Policy.